AUTO INSURANCE POLICIES IN GLENDALE
Glendale’s mandatory auto insurance coverages are designed to protect drivers and passengers in the event of an accident. All drivers are required to have at a minimum, liability insurance, which covers property damage and injuries to others in the event you are found to be at fault for an accident. Drivers can also purchase optional coverages, such as collision and comprehensive insurance, protecting against damage to their vehicle.
WHAT ARE THE STATE’S MANDATORY COVERAGES?
Auto insurance in Glendale, CA is a must for all drivers. The minimum coverage required is $15,000 for bodily injury per person, $30,000 for bodily injury per accident, and $5,000 for property damage. Drivers can purchase insurance from various insurance companies, and it is crucial to compare rates and coverage before choosing a policy. Prospective customers who are looking to purchase insurance should also inquire and understand what coverages they need and what limits they should get before binding the policy with an insurance company.
You may either choose to work with an insurance agent or you can call an insurance company direct. You choose what works best for you, but the most important aspect of purchasing insurance policies is to really understand how each coverage works, what coverages you need, and what limits you should purchase. Ask questions and research before purchasing insurance as customers often buy policies with low limits then end up getting minimal compensation from their insurance company due to not having the right coverage and limits. And most of the time, they were unaware of the consequences of not having certain insurance coverages and limits.
Auto insurance is an integral part of owning a car. Driving without insurance is illegal in California. You may be subject to fines and license suspension if caught driving without insurance. In addition, if you cause an accident, you may be sued for damages. Therefore, having an auto insurance policy with the right coverages is essential.
WHAT IS BAD FAITH?
Bad faith insurance occurs when an insurance company denies a valid claim or delays payment on a valid claim. This can happen for several reasons, including the insurance company's failure to investigate the claim properly, failure to provide a reasonable explanation for the denial of the claim, or bad faith negotiation tactics.
This happens often as insurance companies have a financial incentive to delay or deny claims. In some cases, the insurance company may be trying to avoid paying the share altogether. In other cases, the company may be trying to reduce the claim payment amount without proper reason. Either way, bad faith insurance practices can have a devastating impact on the policyholder.
WHAT IS UNINSURED MOTORIST COVERAGE?
Uninsured motorist coverage is designed to pay medical bills and other expenses for you and your passengers if you’re in a car accident caused by a driver who:
- Has no car insurance
- Doesn’t have enough car insurance
- Is denied coverage by their insurance company
Uninsured motorist coverage pays for:
- Medical bills
- Lost wages
- Pain and suffering
- Funeral expenses
- Options for difficult insurance companies
If you're like most people, you probably have insurance to help cover the costs of medical care. However, the insurance company sometimes wants to avoid paying the total amount of your medical bills. Don't worry - there are a few things you can do to get the total compensation you deserve.
First, ensure you have all the documentation you need to support your claim. This includes bills, receipts, and other paperwork associated with your medical care. Having all the evidence, including photographs, dash cam dotage, witness information is essential evidence in proving liability and recovering compensation for your injuries.
Next, reach out to an attorney who has experience dealing with insurance companies in and out of court. Aratta Law Firm has helped many injured claimants in filing uninsured and underinsured motorist claims against their own insurance companies. Insurance companies look for reasons to deny your claim or pay you as less as possible. The way our firm sets itself apart from others is by discipline and attention to detail which is a crucial aspect in every personal injury claim. More precise you are, better chances you have in getting the settlement you deserve.
HIRE A LAWYER TO HELP NEGOTIATE WITH YOUR INSURANCE COMPANY
Consider hiring a lawyer after a bad accident—it is unlikely that an insurance company’s offer will cover the full scope of your injuries. An experienced car accident attorney can help you evaluate your claim and determine whether you have a case against your insurer. In addition, the Aratta Law Firm can help you navigate the complex legal process and pursue fair compensation for your losses. Do not hesitate to contact the Aratta Law Firm to discuss your options. Call (818) 550-1111 now.