Uninsured motorist insurance coverage in California is designed to protect you if you are involved in an accident with a driver who does not have insurance. This coverage can help pay for your medical bills, lost wages, and other expenses related to the accident.
Driving a motorcycle increases your risk of being in an accident that causes severe injuries, due to other drivers’ lack of visibility and the lack of protection that a motorcycle provides. Motorcycles are not protected by the safety of four doors, a windshield and seat belts.
Sometimes, a California city can be held liable for poor road conditions that cause an accident. This is because cities are responsible for maintaining the roads within their jurisdiction. If a city fails to do so, resulting in an accident, the city can be held liable for a negligence claim.
Lane splitting is when a motorcycle drives between two lanes of traffic as oppose to driving in one late at a time like a car. It is legal in California but not in all states. Some people think it’s dangerous, but many riders say it’s safer than riding in traffic. It makes it easy to pass other vehicle when traffic is stopped or slow, which save motorcyclists time.
Car insurance companies are increasingly liable for bicycle accidents involving their policyholders. This is because courts have ruled that car insurance companies are responsible for the negligent actions of their policyholders on the road, regardless of whether they cause an accident with a bike or another car.
Insurers are looking for any evidence that may hurt your claim. For example, a victim alleges they were disabled by a car accident, yet they post photos of themselves playing softball or engaging in other strenuous activities.
Five tricks insurance companies use to pay you nothing:
ORLANDO, Fla. – As the coronavirus pandemic leaves many working from home and driving less, car insurance company Allstate has announced that they will return more than $600 million back to their customers in April and May.